Announced by Cathay Financial Holdings on behalf of Cathay United Bank ,the merger record date.

2006-11-20

1.Date of occurrence of the event:2006/11/20 2.Company name:Cathay United Bank 3.Relationship to the Company (please enter ”head office” or ”affiliate company”):Affiliated company 4.Reciprocal shareholding ratios:Cathay United Bank is 100% owned by Cathay Financial Holdings. 5.Cause of occurrence:the Board of Directors approved the merger of Cathay United Bank and Lucky Bank, will be effective on January 1 ,2007. 6.Countermeasures:N/A 7.Any other matters that need to be specified:N/A